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Direct Term Loans

Flexible Loan Guaranty Program for lenders, with all loan terms negotiated solely between the participating bank and the borrower

Capital Access Program (CAP)








The Massachusetts Small Business Capital Access ProgramSM (CAP) is one of the most successful economic development tools in Massachusetts. The program was created by Massachusetts Business Development Corporation (MBDC) in 1993, and over the past 17 years, CAP has made 4,285 loans to community-based, small businesses in every one of the 351 cities and towns in Massachusetts.

Please contact Joseph O'Garro, Program Director, at 781-928-1105 for more information on this valuable program.

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500 Edgewater Drive, Suite 555
Wakefield, MA 01880
Tel: 781-928-1100 | Fax: 781-928-1101